Car Hire Excess Insurance

Our stand-alone car hire excess insurance replaces the need to buy expensive, last minute, additional cover from car rental companies. Buy a daily or annual policy based on the region you travel to and start saving when you book your rental car.

If you are driving abroad in Europe

For example, when you hire a car in EUROPE, most car rental companies provide you with comprehensive insurance, which include Third Party Liability Insurance, cover against damage to the hire car, as well as theft protection. This means you are fully protected against any cost that you would incur in case of an accident or theft.

However, most car rental companies also include a high excess, or deductible, on their car hire agreements. This gives them the opportunity to sell you all sorts of insurances at the car rental desk, especially car hire excess insurance. This is also known as Damage Waiver, or Super-CDW.

If you have an accident in the rental car, if it was damaged in some other way or it was stolen, you would be liable for the first portion of loss as specified in your rental agreement unless you had car hire excess insurance cover.

If you are heading to the USA and/or Canada

When travelling to the USA and Canada, you are also responsible for buying your own Collision Damage Waiver / Loss Damage Waiver (CDW / LDW) and Supplemental Liability Insurance, otherwise known as SLI. In the majority of cases, it tops up your Third Party Liability cover up to USD $1 Million up from the US State minimum requirement (anywhere between $10,000 and $50,000) which is offered as standard in car rental agreements.

In a nutshell, Car Rental Insurance is a minefield. Why feel pressured to pay for insurance when you hire a car? Safeguard your trip and get peace of mind.

Car Hire Excess Insurance Quotation

Please complete the details below for your car hire excess insurance quotation: