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Boat Insurance

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You are in safe hands with Navigators & General. Ensuring customers receive more than just a competitive premium means choosing an insurance company that puts the needs of the customer first – at Navigators & General, that’s exactly what we do. Not only that, we do our utmost to provide our clients and business partners with an efficient and friendly service, so that their needs are fully met.

Why choose N&G as your boat insurer? We offer direct access to experienced underwriters and claims handlers for quick response and informed technical support when you need it. Our policy documents are easy to understand, comprehensive in cover combined with a competitive premium.


Prestige

Our Prestige boat insurance policy provides insurance for boats of £1 million and higher in value.
Navigators & General expertise backed by the A+ (Superior) financial security of Zurich. Global claims expertise with the benefits of immediate response and enhanced service levels from our network of specialist partners. Protection for the vessel on an agreed value basis for vessels up to £10 million.

Motor vessels

Our motorboat insurance policy will provide cover for powerboats, cruisers, sports boats and RIBs over 7.62m or 23ft up to a value of £1 million.
We offer insurance for wide cruising ranges including Brest-Elbe and UK coastal as standard, with European, Mediterranean, and Caribbean extensions available if normally based in the UK. Cruising outside of these areas is available subject to conditions.


Small craft

Our small craft insurance policy will protect most types of small sailing boats, small motorboats and speedboats up to 25ft in length.
We are not able to cover Jet Skis, Personal Water Craft (PWCs) or Jet Bikes.

Dinghies

Our sailing dinghy insurance will protect most types of sailing dinghies. Use on Inland and Coastal Waters of Europe (up to 6 nautical miles offshore).


Inland Waterways

Our inland waterways policy will cover narrow boats, cruisers and yachts on all types of inland waterways.
All boats must be based in the UK, Republic of Ireland or European waters.

Sailing boats

Our sailing boat insurance provides cover for all types of sailing craft up to £1 million in value.
We offer insurance for wide cruising ranges including Brest-Elbe and UK coastal as standard, with European, Mediterranean, and Caribbean extensions available if normally based in the UK. Cruising outside of these areas is available subject to conditions.


Motorboats

Our motorboat insurance policy will provide cover for powerboats, cruisers, sports boats and RIBs over 7.62m or 23ft up to a value of £1 million.
We offer insurance for wide cruising ranges including Brest-Elbe and UK coastal as standard, with European, Mediterranean, and Caribbean extensions available if normally based in the UK. Cruising outside of these areas is available subject to conditions.

Third Party Boat Insurance

Our Third Party policy provides you with the protection required to cover any damage that could potentially be caused to other boats, whilst launching or navigating your own boat. You may need proof of third party insurance cover if you wish to use the inland waterways network or launch from your local slipway. You may also need to be licensed with the appropriate authority.